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Islamic finance forges a
closer link between real economic activity that creates value
and financial activity that facilitates it. Islamic finance
does not allow creating new risks to profit thereby.
Bringing state of art
facilities, we offer access to best Islamic financing options.
Here are some of the best offerings for different loans.
Islamic finance is now a
confident part of the new global world of venture capital,
ethical investment and profit-and-loss sharing.
We will keep introducing more
offers on Islamic financing.
Schemes For UAE
Nationals
and Expatriates
|
Financer |
Loan scheme |
Max. Loan |
Profit |
Repayment period |
Abu Dhabi
Islamic Bank
Allied Benefits
Learn more |
|
Al Khair Financing" for peace of mind |
To settle financial
liabilities & conventional loans. |
- |
Fixed 4.6% |
Upto 72 months |
|
Ijara |
To finance capital
assets such as, land, houses, apartments or buildings,
heavy machinery or equipment; or personal property such as
automobiles.
The scheme is
simple and conveniently designed through easy payment
options where the bank leases property to you and gives
you the option of purchasing the property at the end of
the lease period at a pre-agreed price after all the
installments have been paid. |
|
Istisna'a |
To finance the
construction of your villa, factory or other capital
asset, or if you are thinking of financing the manufacture
of a specific product.
ADIB's Istisna'a
facility arranges to finance your specific requirements
over a period of time, giving you easy payment options
that can be made immediately or on a deferred basis. |
|
Murabaha |
Murabaha is a time tested
Islamic financing vehicle that is based on the principle
of asset financing. Under ADIB's financing scheme, the
Bank will at your request purchase for example a car,
goods, equipment, furniture or any tangible items of value
from a third party and in turn sell the same to you at an
agreed profit.
Thus, ADIB’s profit rates are known to
you at the time of entering into a contract.
This arrangement allows you to spread
your capital expenditure over a period of time.
All this and more at no additional
fees, charges or commission.
All you need to do is to bring along
your original passport and discuss your requirements with
one of our Personal Banking Representatives. |
|
Tamleek (For UAE Nationals) |
To provide long term property financing
to UAE Nationals for real estate acquisition
(residential & investment) |
- |
Fixed 4.6%.
Initial down
payment of 20%. |
Maximum period – 15 years |
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